
How Do I Know if I Have a Good Case?
Not everyone has “a case”, nor do we accept every case. If we are not the right fit for you or think that you may not actually need a lawyer, we will tell you and try to point you in the right direction. Following your injury, it is always a good idea to speak with an Elgin personal injury attorney who can help you decide what to do next. Do Not Delay. Delay is the enemy in injury cases. We are happy to discuss the matter with you and provide an understanding of the direction we recommend. There are many components to a personal injury case and no ‘one size fits all’ answer.
At O’Connor Cadiz Accident & Injury Law, we might be the right law firm for you if:
- The accident happened in Illinois
- It happened in the last 18 months or so
- You’ve not been represented by another lawyer
- It was not your fault
- You were injured & received medical treatment
The above list is not the end-all and be-all; we still want to talk to you, but it is a very good starting point. We will let you know if we think that we can help you.
Keep in mind that a good outcome is not just about getting the most amount of money. This is a major oversimplification of how we can help. Personal Injury cases are about so much more. If we think we can help, it means adding value to your case by looking for all available insurance sources, dealing with insurance companies and their lawyers, helping you understand all financial aspects of a case, including payments of your medical bills, working with liens, and – yes- maximizing the amount of fair compensation to you given your case goals & the facts of the case. This will not be the same for everyone. Nuances matter.
What Our Clients Are Saying
Don’t just take our word for it. Hear from the people who trusted us with their most important legal matters.
Carol is absolutely wonderful to work with! She is a great listener, very patient, kind and fair!! She always put me at ease even though I was stressed. I couldn’t have asked for better representation!

Nancy C
Carol is an excellent lawyer and above all she is an amazing individual. She is fantastic at what she does and you can tell she loves her field. We have known Carol for 3+ years now but during this time, she has never felt us rushed and has always given 200 percent of her time,…

Dhaval Patel
Carol is a special type of person who can put you at ease and provide excellent information you can trust. She is kind and funny while being honest and professional. Every time I get the opportunity to visit with Carol, I feel energized and enthusiastic about the future. If you have any concerns about visiting…

Sara Travis
O’Connor Cadiz Law is outstanding! Carol was my lawyer for an injury I sustained at a store while shopping. It was the fault of the store and I incurred injuries that caused me to not be able to continue doing the type of work I had been doing. Carol walked me though all the steps…

Kathleen Rosas
Excellent attorney! Very personable and experienced. Will fight for you till the end. I had little faith in my case but she won and received my payday!

Jesus Romero
Carol is a warm, intelligent, and caring – some of the most important qualities in a personal injury lawyer. I wholly recommend her.

Kelly Roedema
Delivering Peace of Mind After a Serious Accident
You are probably here because you have been seriously hurt in an accident. Maybe you are looking for information on behalf of someone that you care about who has been injured. We understand that at the heart of every personal injury case is the person and the pain that they carry. We do not represent insurance companies and never have. We help the person who was the victim of someone else’s carelessness, the person who deserves a smart and compassionate advocate who will work for him or her. While we cannot take away the pain from your injury, we are here to make the legal aspect go as smoothly as possible. We understand that this is not where you want to be, but that the legal part of your recovery requires skilled attention. Let an experienced Elgin accident lawyer help you become legally ready to deal with what inevitably lies ahead.
Personal Injury Cases We Handle Include:
- Auto Accidents
- Bicycle Accidents
- Motorcycle Accidents
- Accidents involving Uber or Lyft
- Wrongful Death
- Pedestrian Accidents
- Slip, Trip, and Fall Injuries
Reach out to our Elgin personal injury attorney to learn more about how we can help in your circumstances.
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Get the Legal Help You Deserve
Our dedicated injury attorney in Elgin is ready to guide you through every step of your case with experience
and care. Reach out today for a confidential strategy session if you were injured in an Illinois accident and are tired of getting jerked around by an insurance company.

A Personal Approach to Personal Injury
Trusted Legal Solutions, Personalized for You.
Talk to us BEFORE you talk any further with the insurance company!. As a personal injury firm, we help people like you who were injured in an accident. Maybe it was a car accident, a hit-and-run, or a bike accident. If it was not your fault and you were seriously hurt, you probably have many questions. We can answer them.
Located in Elgin and Schaumburg, Illinois, we help people throughout Kane, Cook, DuPage, McHenry, and Lake counties. We are not a high-volume personal injury law firm like many places you may have heard about. We prefer to stay small to give everyone the attention that they deserve. We have been in business for a long time and are happy to offer services in both English and Spanish.
The insurance company for the person or place responsible for your accident has its lawyer. Shouldn’t you also have an injury lawyer looking out for you? You might not need an Elgin injury lawyer, but it is a good idea to speak to one to determine your options.
Frequently Asked
Questions
We’ve answered the most common questions to make things easier for you.
How can a lawyer help me after a car accident?
After a serious car injury, most victims just want their life back without the hassles of dealing with the insurance company. The aftermath of a crash is hard enough in terms of injury, and the legal aspect is one headache that you should not have to deal with.
What does it cost to talk to a personal injury lawyer?
Personal injury law firms in the Chicago area should not charge a fee to speak with you about your case. This means that if you were hurt in an accident and it was someone else’s fault (or mostly someone else’s fault), there should be no hesitation about speaking to a lawyer.
What questions should I ask a personal injury lawyer?
Selecting a personal injury lawyer can be confusing. What questions should you ask when you call an injury lawyer? Do you even need a lawyer? What qualities should you look for in a law firm? Where should you begin your search for the best injury lawyer for your case?
What is my personal injury case worth?
It is impossible at the outset to tell you how much your case is worth. If anyone tries to tell you how much your case is worth at the outset, run the other way because you are being lied to. This is especially true when talking to the other driver’s insurance company. It is too soon to tell what an injury case is worth until the facts have been investigated and your medical treatment has ended.
There is an old rule of thumb that you may have heard about. The old saying is that injury cases are worth 3 times your medical bills, but this often has no basis in reality. Your case can be worth a lot more or a lot less. There are so many factors to consider, and there simply is no formula.
The insurance company for the responsible party, however, will be very quick to assign a dollar value to your case. They will be quick to throw out a lowball number with the hopes that you will take it if they know their driver is responsible. They want to settle with you quickly before you realize the full extent of what you might be legally entitled to. The insurance company will try to get you to agree to a number before you talk to an attorney. Do not trust the insurance company and never accept their first offer. They do not work for you. Their job is to maximize profits for the insurance company by paying out as little as possible to accident victims.
Let Us Handle the Insurance Company After an Accident
At our firm, we will deal with the insurance company for you. If you have just filed a claim after being hurt in an accident, you understand the frustrations of dealing with the insurance company. Not only does the insurance company not care about you, but they are also actively working against you.
Insurance adjusters want to avoid paying your claim or are looking to get off cheap. Maybe they are telling you that the accident did not happen the way you know it did. Or the insurance company does not believe that you are in pain after a serious car accident, even if you left the scene by ambulance. They want to wear you down and watch you give up. My name is Carol Cadiz, and it is my job as an injury lawyer to handle the insurance company for you, including their army of lawyers. The first thing that we do when representing injury clients is to let the insurance company know that we are taking over. This not only gets them off your back but also sends a message that you are very serious about your accident and are not willing to go along with their assessment.
Whether you are dealing with a car crash, were hit by a car, or suffered another kind of serious accident that was not your fault, we can help with your injury case. Call to work with an Elgin personal injury attorney today.
Reach Out to an Elgin Personal Injury Attorney
At O’Connor Cadiz Accident and Injury Law, our skilled Elgin personal injury lawyer works with seriously injured people who were hurt by the fault of another. We help with the legal aspect of their recovery and are invested in helping obtain fair compensation. You are not just another “case,” and we understand how deeply personal these matters are. At our boutique law firm, you won’t find the “law-mill” mentality that exists at many of the larger law firms with a one-size-fits-all approach. As a small law firm of injury lawyers, we are selective in who we work with, and we get to know our clients very well – their story and their injuries, as no two cases are alike.
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